Terms & Conditions
XLM Earn Campaign
Last update: 16th September 2025
Welcome to Crypto Wallet's XLM Earn Campaign (the "Campaign"). By participating in the Campaign, you agree to be bound by these Terms. These Terms are an integral part of Crypto Wallet's User Agreement. In the event of any inconsistency between these Terms and the User Agreement, the User Agreement shall prevail. However, where a specific provision under these Terms does not derogate from but rather supplements the general provisions, such specific provision shall prevail.
1.1. The Campaign Start Date is 1st September 2025 at 13:00 UTC.
1.2. The Campaign End Date is 16th November 2025 at 23:59 UTC. This duration may be subject to change at Crypto Wallet's sole discretion. For the most up-to-date information on the Campaign End Date, please refer to the FAQ section (English, Russian).
2.1. To participate in the Campaign, you must be a User of Crypto Wallet and verified at least at the "Basic" Identification Level. Depending on Crypto Wallet's internal policies, you may be required to verify at the "Extended" or "Advanced" level.
2.2. You are not eligible to participate if your account has been blocked, restricted, or otherwise limited by Crypto Wallet for any reason under the User Agreement or Crypto Wallet's internal policies.
2.3. You may not be able to receive the Rewards if Crypto Wallet determines that you have violated the User Agreement between the moment you make the Rewards claim and the moment they are actually disbursed to your Crypto Wallet balance.
2.4. To participate in the Campaign, you must transfer the required minimum balance or more to your XLM Earn Account ("Earn Account") on any day during the Campaign period, but no later than 24 hours prior to the Campaign End Date.
2.5. The Campaign may be unavailable in certain jurisdictions. Crypto Wallet reserves the right to modify its availability in specific jurisdictions at its sole discretion.
3.1. To commit XLM to the Campaign, you must transfer a specified amount of XLM from your Crypto Wallet balance to a separate Earn Account within Crypto Wallet.
3.2. You may withdraw your XLM committed to the Earn Account in full at any time. However, withdrawing the full balance before the Campaign End Date will terminate your participation in the Campaign, and you will forfeit any Rewards accrued for the previous calendar day. You will remain eligible to claim any Rewards accrued prior to the date of full withdrawal.
3.3. Each User may commit between 33 (thirty three) and 2,500.00 (two thousand five hundred) XLM. You may top up your Earn Account at any time, provided that the total committed balance does not exceed this maximum limit. The minimum commitment amount is 33 (thirty three) XLM. Rewards will begin to accrue on your updated committed balance from 00:01 UTC on the following calendar day. Both the minimum and maximum commitment thresholds may be subject to change at Crypto Wallet's sole discretion. For the most up-to-date information on Campaign requirements, please refer to the FAQ section (English, Russian).
3.4. You may initiate a withdrawal of your committed XLM, either in full or in part, from your Earn Account at any time. Withdrawing the full committed balance will terminate your participation in the Campaign.
4.1. The Campaign Reward Pool is limited. Once it is exhausted, the Campaign will end. Crypto Wallet may revise the size of the Reward Pool at any time without notice.
4.2. Rewards accrue on a daily basis from the first time you commit a specified amount of XLM to the Earn account after the Campaign Start Date and will continue until the Campaign End Date, unless you withdraw your full balance earlier.
4.3. Crypto Wallet offers a tiered Annual Percentage Yield (APY) structure, rewarding you based on the duration of your commitment. The exact APY structure for this Campaign can be found in the FAQ section (English, Russian). The APY structure is not fixed and may be amended by Crypto Wallet at its discretion.
4.4. Crypto Wallet may, at its sole discretion, offer a Bonus Annual Percentage Yield ("Bonus APY") to eligible Users from time to time; however, the availability of such a Bonus APY is not guaranteed. When available, it is provided to Users participating in the Campaign for the first time. Eligible Users may receive a Bonus APY, starting from the date they initially join the Campaign by the Campaign End Date. The Bonus APY applies only to the initial commitment of up to 33.00 (thirty three) XLM to the Earn account. If an eligible User commits more than 33.00 (thirty three) XLM, the portion exceeding this amount will accrue Rewards based on the basic APY. The Bonus APY is granted in addition to the standard APY conditions and provides extra Rewards to eligible Users who commit XLM to the Campaign. However, if a User fully withdraws their committed balance and subsequently rejoins the Campaign, the Bonus APY will no longer apply. Crypto Wallet reserves the right to modify or discontinue the Bonus APY at its sole discretion, including adjustments to the rate, duration, eligibility criteria, or availability.
4.5. All Rewards are paid in XLM. Rewards are credited automatically to your Earn account on a daily basis, allowing for the calculation of further Rewards based on compound interest. Accrued Rewards from previous periods increase your committed balance throughout your participation in the Campaign unless you partially or fully withdraw the Rewards credited to your Earn account.
4.6. Following the Campaign End Date, Crypto Wallet may, at its sole discretion, close your Rewards Balance and Earn Account and transfer the entire amount to your Crypto Wallet balance.
4.7. You acknowledge that past performance is not indicative of future Rewards, and Rewards may fluctuate or be discontinued at Crypto Wallet's sole discretion.
Crypto Wallet reserves the right to modify these Terms at any time. Any changes shall become effective immediately upon publication, and your continued participation in the Campaign shall constitute acceptance of the updated Terms.
Crypto Wallet does not guarantee any profits or protection of committed balances or Rewards. Technical difficulties or other disruptions may interfere with or terminate the Campaign. Participation is at your own risk.